Foundation

CAC’s Educational Scholarship Foundation was founded in 2005 by the California Association of Collectors (CAC ESF). The CAC ESF is a 501(c)(3) charitable corporation. All donations are tax-deductible. Tax ID Number 56‐2521491.

Application Deadline June 30, 2024

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Rules

CACESF’s scholarship contest is open to current high school juniors and seniors who are enrolled in a California high school and will be attending any accredited public or private college, university, or trade school within 12 months of graduation.

Supporters & Founders

A special thanks to the scholarship founders. The California Association of Collectors Educational Scholarship Foundation extends its thanks to its contributors. ​

Fact Sheet

Help make a difference in a student’s future!​

Past Recipients

Congratulations to all who participated!

2023
1st Place Winner

Ava Reckers

2023
2nd Place Winner

Matthew Wren

2023
3rd Place Winner

Dylan Sham

2022
1st Place Winner

Thea Larsen

2022
2nd Place Winner

Sofia Flores

2022
3rd Place Winner

Raef Makrai

2021-1st Place - Amsal Ali
2021
1st Place Winner

Amsal Ali

2021-2nd Place Sara Norris
2021
2nd Place Winner

Sara Norris

2021-3rd Place Valentina Vicarel
2021
3rd Place Winner

Valentina Vicarel

2019 1st Place - Sam Fedrow
2019
1st Place Winner

Sam Fedrow

2019 2nd Place - ElijahTadros
2019
2nd Place Winner

Elijah Tadros

2019 3rd Place - Jeremiah Fong
2019
3rd Place Winner

Jeremiah Fong

2018-1-Veronica-Reckers
2018
1st Place Winner

Veronica Reckers

2018-2-Trevin-Kroichick
2018
2nd Place Winner

Trevin Kroichick

2018-3-Satya-Davis
2018
3rd Place Winner

Satya Davis

2017-1-Michael-Reckers
2017
1st Place Winner

Michael Reckers

2017-2-Connor-Long
2017
2nd Place Winner

Connor Long

2017-3-Edith-Pan
2017
3rd Place Winner

Edith Pan

2016-1-Lauren-Gill
2016
1st Place Winner

Lauren Gill

2016-2-Jeremy-Leary
2016
2nd Place Winner

Jeremy Leary

2016-3-Luke-Carlson
2016
3rd Place Winner

Luke Carlson

2015-1-Alissa-Gunter
2015
1st Place Winner

Alissa Gunter

2015-2-Kristin-Dinelli
2015
2nd Place Winner

Kristin Dinelli

2015-3-Max-Jones
2015
3rd Place Winner

Max Jones

2014-1-Kasania-Khachadourian
2014
1st Place Winner

Kasania Khachadourian

2014-2-Ethan-Turner
2014
2nd Place Winner

Ethan Turner

2014-2-Katie-Clark
2014
3rd Place Winner

Katie Clark

2013-1-Nocole-Chernavasky
2013
1st Place Winner

Nocole Chernavasky

2013-2-Daniella-Goni
2013
2nd Place Winner

Daniella Goni

2013-3-Emily-Erlenbach
2013
3rd Place Winner

Emily Erlenbach

2012-1-Chloe-Waldrep
2012
1st Place Winner

Chloe Waldrep

2012-2-Spencer-Whitworth
2012
2nd Place Winner

Spencer Whitworth

2012-3-James-Evan
2012
3rd Place Winner

James Evan

2011-1-Maggie-Montauge
2011
1st Place Winner

Maggie Montauge

2011-2-Amy-Gabriel
2011
2nd Place Winner

Amy Gabriel

2011-3-August-Wissmath
2011
3rd Place Winner

August Wissmath

Application Deadline June 30, 2024

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First Award: $2,500

Second Award: $2,000

Third Award: $1,500

Scholarship Contest Rules

CACESF’s scholarship contest is open to current high school juniors and seniors who are enrolled in a California high school and will be attending any accredited public or private college, university, or trade school within 12 months of graduation.

Essay prompt: All applicants must write an original essay on the following topic: The importance of establishing and maintaining good financial credit during your college years.

Essay guidelines: Entries must be typed, 12-point font, double spaced, and be between 700 and 1,000 words. All essays must include the word count at the top of the document. Please DO NOT put your personal information on any page.

Application deadline: June 30, 2024.

First Award: $2,500

Second Award: $2,000 

Third Award: $1,500

By submitting your entry, applicant and parent or guardian agree to all scholarship rules set forth in this document. If you have questions, please see your College Counselor or call the CAC Office at (916) 929-2125.

Please note: All entries are the property of the California Association of Collectors Educational Scholarship Foundation and may be printed, distributed, and/or published in full or in part at the discretion of the Foundation. The applicant and the parent or guardian understand and agree that photographs or video images of the applicant may be taken at CACESF meetings they attend, that those images shall be the property of CACESF. These images may be distributed, posted or published at the discretion of the Foundation. The applicant and the guardian further understand that media outlets may be invited to meetings and those outlets shall be permitted to print a broadcast from that meeting.

The three semi-finalists will be selected by a panel of scholarship readers and notified of their selection. All three semi-finalists will be required to attend the annual meeting of the California Association of Collectors in October (expenses paid for student and one parent). Semi-finalists will read their essay and be evaluated by a panel of judges who will determine the final placing. The decision of the judges is final.

 

Special Thanks To The Scholarship Founders

The California Association of Collectors Educational Scholarship Foundation extends its thanks to its contributors. The following companies have made pledges or contributions.

2023 Supporters:

Community Foundation of San Joaquin

Continental Credit Control

Credit Consulting Services, Inc.

Creditors Adjustment Bureau, Inc.

Creditors Bureau USA

The E&A Group

Grant Mercantile Agency

Pacific Credit Services

States Recovery Systems, Inc.

Founders:

Access Capital Services, Inc.

Account Control Technology, Inc.

AMA Collection Service

CBSJ Financial Corporation

Cedar Financial Company

CAC Chapter 1, 2, 3, 4, 5, 6, 7, 8

Coast Professional, Inc.

Credit Consulting Services

Fidelity Creditor Service, Inc.

High Desert Creditors Service

J.J. MacIntyre Co.

North Coast Collection Service, Inc.

Northern CA Collection Service, Inc.

States Recovery Systems, Inc.

The Sagres Company